Your Solar Investment, Fully Funded
Flexible financing and maximum incentives — we handle the paperwork so you get the savings.
The information on this page is for general educational purposes only and does not constitute legal, tax, or financial advice. Incentive eligibility and credit amounts vary by individual circumstances. Please consult a qualified tax professional or financial advisor before making any decisions based on this information.
How Would You Like to Go Solar?
Choose the payment path that fits your goals. We work with all of them.
PACE Financing
Property Assessed Clean Energy — repaid on your property tax bill. No monthly payment increase. Transfers with the home.
- No credit check — secured by the property, not you
- Payments roll into your annual property tax assessment
- System and balance transfer to the new owner if you sell
- Available for residential and commercial properties
Best for: Homeowners and business owners who want zero out-of-pocket with no credit barriers
Solar Loan
Competitive rates available for qualified buyers. Fixed monthly payments, you own the system day one and keep all tax credits.
- Own your system and all its tax benefits from day one
- Payments typically lower than your current electric bill
- Best 5–10 year payback period
- Keep 100% of ITC, depreciation, and rebates
Best for: Homeowners and businesses with good credit who want full ownership
Power Purchase Agreement (PPA)
No upfront cost. Pay only for the power you use at a locked-in rate below your utility. Ideal for those who prefer simplicity.
- Pay per kilowatt-hour — lower than utility rates
- Zero upfront cost, zero risk
- Guaranteed savings from month one
- Maintenance and monitoring included
Best for: Businesses and homeowners who want to eliminate risk entirely
Cash Purchase
Maximum long-term savings. Full ownership, full tax credit, no interest. Best ROI over 25 years.
- Fastest payback of any option
- Keep 100% of tax credits, rebates, and incentives
- No monthly payments — ever
- Maximize lifetime savings and home value
Best for: Clients who want the highest lifetime return on investment
The Dessert Menu — Section 48E & 25D Tax Credits
Like finishing a great meal — these credits sweeten every deal.
Keep the Credit
You own the system. You file the credit. You keep every dollar.
- Up to 40–50% of system cost returned as a federal tax credit
- Requires sufficient tax liability (you owe taxes)
- Consult a licensed CPA for credit eligibility
Best for: Business owners, landlords, C-Corps, investors
Sell the Credit
No tax bill? No problem. Sell your credit for cash.
- Transfer your ITC to a corporation that can use it
- Receive approximately $0.90–$0.95 per $1 of credit value
- No tax liability required on your end
Best for: Property owners with limited tax liability who still own their system
Get a Check from the IRS
Nonprofits and government entities — the IRS sends you a check.
- Elective Direct Pay under §48E(h)
- IRS refunds the full credit value as cash — no tax liability needed
- Available to nonprofits, churches, schools, tribes, and government entities
- Consult a qualified tax professional for eligibility
Best for: Nonprofits, schools, churches, municipalities, tribal entities
Let Your Financier Handle It
Zero down. Someone else handles the paperwork.
- TPO partner owns the system and claims the ITC
- Savings passed to you through lower lease or PPA pricing
- No forms, no CPAs, no complexity
Best for: Residential clients, businesses preferring simplicity
Residential Clean Energy Credit (25D)
Homeowners get 30% federal tax credit on solar + battery. Stackable with state incentives.
The residential 25D credit has been eliminated by the One Big Beautiful Bill Act. The Section 48E TPO route is now the primary federal tax workaround for residential solar clients — ask us about PPA and lease options.
- 30% federal tax credit on solar + battery installations
- Was stackable with state and local incentives
- No longer available — see TPO / §48E alternatives
Best for: Previously: All homeowners installing solar
Bonus Adders
Energy Community (+10%), Low-Income (+10–20%), Domestic Content (+10%) — stack multiple adders for up to 70% total credit value.
- Energy Community bonus: +10% for projects in qualifying census tracts
- Low-Income Community bonus: +10–20% for projects in underserved areas
- Domestic Content bonus: +10% for IRA-compliant U.S.-made equipment
- Stack multiple adders for up to 70% total ITC value
Best for: Commercial system owners and developers maximizing federal incentives
* §48E applies to commercial and business-owned systems. Residential access is through TPO financing. This is not tax, legal, or financial advice. Always consult a licensed CPA or financial advisor.
Stack Your California Incentives
California has some of the most generous solar incentive programs in the nation. Many clients qualify for multiple programs at once.
SGIP — Equity Resiliency
$1.00/Wh battery storage
Low-income + fire zone, medical baseline, or 2+ PSPS events
This is not tax, legal, or financial advice
SGIP — AB 209 Residential Solar + Storage Equity
Solar $3.10/W + Storage $1.10/Wh
Income ≤80% AMI or CARE/FERA/DAC-SASH enrolled
SCE Allocation: $87.3M
This is not tax, legal, or financial advice
SGIP — Small Residential Storage
Per SGIP schedule
Standard residential IOU customers
This is not tax, legal, or financial advice
DAC-SASH
$3.00/W upfront
Owner-occupied homes in Disadvantaged Communities, CARE-enrolled
This is not tax, legal, or financial advice
SOMAH — Solar on Multifamily
Up to $1.80/W
Multifamily affordable housing, 5+ units, deed-restricted
This is not tax, legal, or financial advice
California Solar for All
Community solar + direct pay
Income ≤200% federal poverty level or Low-Income Communities
This is not tax, legal, or financial advice
TPO / §48E ITC (Residential)
30% savings via lease/PPA pricing
All residential customers using solar lease or PPA
This is not tax, legal, or financial advice
CARE/FERA Rate Discount
30–35% reduction on monthly utility bill
Income-qualified households, stackable with solar
This is not tax, legal, or financial advice
Net Energy Metering (NEM 3.0)
Export credits for excess solar sent to grid
All solar customers connected to the grid
This is not tax, legal, or financial advice
Property Tax Exclusion
Solar excluded from property tax reassessment
All property owners with solar installations
This is not tax, legal, or financial advice
Sales Tax Exemption
Solar equipment exempt from California sales tax
All solar equipment purchases in California
This is not tax, legal, or financial advice
Not sure which incentives apply to you?
See exactly what your system will cost — incentives included
Frequently Asked Questions
This is not tax, legal, or financial advice. Consult a qualified professional.
Not Sure Which Path Is Right for You?
Our advisors will review your tax situation, utility bills, and goals — and map the exact combination of financing and incentives that puts the most money back in your pocket.
The information on this page is for general educational purposes only and does not constitute legal, tax, or financial advice. Incentive eligibility and credit amounts vary by individual circumstances. Please consult a qualified tax professional or financial advisor before making any decisions based on this information.
Explore your financing options — Get an assessment